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Can you sue the at-fault driver in Kentucky? Here's what you need to know!** ⚖️ Kentucky is a **no-fault state**, which means Kentucky is a no fault state, but this doesn't mean that no one is at fault in an auto accident. John Ramsey discusses this with What is No-Fault Insurance in the State of Kentucky?
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As of 2024, Kentucky is a “choice no-fault” state. By default, drivers are covered by Personal Injury Protection insurance (PIP). Kentucky is known as a “no-fault state” because of these mandatory benefits. It's important to note that no-fault insurance primarily applies to personal injury Kentucky is a No-Fault state when it comes to auto insurance and it seems like people get the definition wrong more often than not.
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Kentucky is a “choice” no-fault state, one of only three in the country. Different jurisdictions have different systems for determining fault:.